RCS Loans

Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the SA and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 27861729727
Shedule 9:00 to 18:00

RCS is one of the leading lenders in the country. The loan company is known for its wide range of financial products and services. Their loans are tailored to each customer’s needs and are available in a variety of ways.

Loan parameters
  • Loan amount
    R2,000 - R250,000
  • Interest
  • Term
    12 - 60 months
  • Age
    18+ years

Payday loans in South Africa

People can apply for RCS loans online or by phone. However, to be eligible for a loan, the applicant must meet certain requirements. Some of the criteria include proof of identity and income. To qualify, applicants must have a regular income of at least R2,500 per month.

Those who are self-employed, however, are not able to get a loan from the company. This is because lenders must verify the borrower’s bank account and their citizenship. Applicants must also show that they have been in their current job for at least three months.

RCS provides payday loans, credit cards, insurance, and a range of other financial products. They also offer a store credit card that can be used at over 26 000 stores in South Africa. Getting a quick loan in South Africa is easy. You can apply online or via a mobile app. Depending on your financial status, you may be approved for a loan in just a few hours.

Before you apply for a loan, it is important to consider the interest rates and the repayment terms. You can opt for a secured or unsecured loan. Unsecured loans are often more expensive. In addition, unsecured loans do not require collateral.

Personal details

RCS is a well-established financial company in South Africa, with over 1.2 million clients across the country. This company specializes in delivering innovative financial solutions for its customers. They have several services, including cash loans, personal loans, and store credit cards.

You can apply for a RCS loan online or by phone. The application process is simple and fast. In order to get approved, you must submit your personal details and a valid ID. There is also a short form to fill in on the website.

To apply for a loan with RCS, you will have to have a bank account and a South African identity document. After checking your affordability, the bank will make the initial decision on your application. It will take about two days to get your money.

You must have a stable monthly income. You will need to present a few months of your salary slips and bank statements. If you are self-employed, you will need to show a minimum of six months of your income.

Depending on your credit score and other factors, the initiation fee will vary. Usually, the fee will be set in the pre-agreement contract between you and the company. For example, if your credit history is good, the company may offer you a loan with a lower initiation fee.

Getting an RCS loan is easy. Aside from the application process, you can get help from RCS representatives, who will answer your queries and provide you with more information about the available options.

Minimum loan amount

When searching for a loan RCS, it is important to consider the minimum loan amount. This will help you know what you can afford to pay back. If you do not have the necessary funds, you may be denied the loan. There are other options to consider, like business loans.

In order to qualify for a loan, you need to have a job that pays a minimum of R2500 per month. You also need to have a bank account. Applicants are required to submit a copy of their payslips, bank statements and ID.

Whether you are looking to start a business or just need a little extra cash, RCS can offer you a loan. They have been helping people meet their financial goals for years.


RCS loans are a loan service provided by the RCS Group. It is a registered financial service provider and is licensed to offer credit and financial products and services in South Africa.

The Group works with leading retailers throughout South Africa, Namibia, and Botswana. It offers a range of financial services including unsecured and secured loans, credit cards, and other lending options. Besides loans, it also provides its customers with Customer Protection Insurance in case of disability, illness, or death.

To qualify for a RCS loan, you must be a South African citizen and earn at least two thousand rands per month. You must also provide documents to prove your income. This includes payslips and bank statements from the past six months.

If you do not meet the requirements of the loan, your application will be denied. You can request for a call from an RCS representative to discuss your options. They will then tell you if you are approved or not.

Getting a RCS loan is easy. You can apply online or over the phone. Depending on your needs, you can choose from 12 to 60-month repayment terms.

You can get a loan through RCS with a low interest rate of 15%. RCS is a lender that encourages responsible lending. However, you must be sure that you can repay the loan before applying.

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Desmond Swartz
First time using this service on the recommendation of friends. They quickly checked the documents and gave a loan on good terms. I recommend to all!
Judith Barnes
The money was urgently needed before payday. The application took 15 minutes. Terms are transparent with no hidden fees.
Prince Tshabalala
I am very satisfied with the online loan service. I needed urgent medical bills to pay and this company came to the rescue. Registration took minutes, and the money came instantly. Very convenient and reliable!
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